These Terms of Use (“Terms”) govern your access to and use of Cogito Services, LLC’s website, digital products, and services (“Services”). By accessing or using our Services, you agree to these Terms.

You must be at least 18 years old (or the age of majority in your jurisdiction) to use our Services.

You may use our Services only for lawful purposes. You agree not to misuse or interfere with the Services, including attempting unauthorized access or distribution of malicious code.

You are responsible for maintaining the confidentiality of your login credentials. You agree to provide accurate information and update it as needed.

All content, materials, and software provided through our Services are owned by or licensed to us and are protected by intellectual property laws. You are granted a limited, non-exclusive, non-transferable license to use our Services for personal or business purposes in accordance with these Terms. You may not copy, resell, or redistribute our digital products without prior written consent.

We may suspend or terminate your access to our Services if you violate these Terms or engage in fraudulent or harmful activities.

Our Services are provided “as is” and “as available.” We make no warranties, express or implied. To the maximum extent permitted by law, we are not liable for any damages arising from your use of our Services.

These Terms are governed by the laws of California, without regard to its conflict of laws principles.

We may suspend or terminate your access to our Services if you violate these Terms or engage in fraudulent or harmful activities.

We may update these Terms from time to time. Continued use of the Services after changes means you accept the revised Terms.

For any questions about our Terms of Use, you can e-mail the inquiries to info@cogito.partners